RBIG Company Car Insurance solutions

Thanks to our 40-year trading pedigree delivering superior commercial insurance and private client personal insurance solutions, we offer extensive expertise in both company car insurance for privately owned vehicles and fleet insurance.

For private owners we can arrange cover for all makes and models whilst offering a particular specialism in prestige car insurance.

For fleet managers and company owners we offer bespoke solutions which enable a variety of vehicles to be protected under one policy. With a single renewal date and one set of paperwork, we can help minimise not just the cost but the hassle of insuring your company fleet.

Our expert advisors can also assist with commercial vehicle insurance to protect cars, motorcycles, vans, LGVs, HGVs and agricultural vehicles.

RBIG Company Car Insurance cover options

Most standard personal car insurance policies provide cover only for social, domestic and pleasure use. Whilst they will typically insure you for commuting, they will not protect you and your vehicle if you use it for work.

You will need company car insurance - also known as business car insurance - if you use your vehicle for things like travelling to business meetings, performing regular work-related tasks and journeying between different businesses.

At RBIG we offer extensive experience and expertise in arranging cover for a broad range of vehicles and business uses.

Cover options on which we can offer expert advice and assistance, include:

• Business Class 1 car insurance - the most basic level of business car insurance, this covers travel to and from work and short journeys to work sites. It will not cover vehicles used to delivery  or sales purposes. Many insurers will allow you to add your spouse/partner as a named driver.
• Business Class 2 car insurance - this extends Class 1 cover to include additional named drivers.
• Business Class 3 car insurance - offering much more extensive cover, Class 3 business car insurance offers unlimited mileage and is valid for journeys to and from any destination. It will also provide cover for drivers who put in the miles for their job, such as field sales professionals.

It is worth noting that neither Business Class 1, 2 or 3 covers use of your vehicle as a taxi, minicab, for driving instruction or to make deliveries. Here you will need commercial vehicle or goods in transit insurance.

RBIG GAP Insurance cover options

In order to fully protect the financial investment you have made in your vehicle or vehicles, we can arrange Guaranteed Asset Protection insurance.

GAP insurance recognises that cars - particularly new cars - can rapidly depreciate after their purchase. It is designed to ensure that you do not suffer a shortfall should you need claim for the total loss of your vehicle following fire, theft, accident or accidental damage.

It bridges any gap between the amount you paid for your vehicle and the settlement provided by your insurer.

GAP insurance can be arranged when you buy a new or used vehicle, privately or through a dealer, using finance, leasing or when purchasing outright. It can also be used to provide GAP cover for historic purchases should you not have out it in place at the time of acquisition (time limits apply).

RBIG Fleet Insurance cover options

Our highly experienced advisors will be pleased to create a bespoke company fleet insurance solution to protect the variety of vehicles your business owns or leases.

They can expertly assist businesses of all shapes and sizes, including those involved in the courier, haulage, agricultural, street catering and public service vehicle sectors.

For more details of our commercial vehicle and fleet insurance services, please click here.